9th-12th Grades

State Standards

Financial Literacy

Analyze Credit and Debt Levels

SS.9-12.18Analyze the cost and benefits of different types of credit and debt. (21st century skills)

SS.9-12.19Summarize a borrower's rights and responsibilities. (21st century skills)

SS.9-12.20Investigate strategies to avoid and manage debt effectively. (21st century skills)

Create a Saving and Spending Plan

SS.9-12.15Evaluate the effect of taxes and other factors on income. (21st century skills)

SS.9-12.16Develop a saving and spending plan using a financial recordkeeping tool. (21st century skills)

SS.9-12.17Apply consumer skills to saving and spending decisions. (21st century skills)

Develop Financial and Career Goals

SS.9-12.13Develop short- and long-term financial goals. (21st century skills)

SS.9-12.14Evaluate entrepreneurship, career choices, and the effect on the standard of living. (21st century skills)

Evaluate Savings and Long Term Investments

SS.9-12.21Evaluate short-term savings tools. (21st century skills)

SS.9-12.22Apply investment tools to meet financial goals. (21st century skills)

Measure Risk Management Tools

SS.9-12.23Justify reasons to use various forms of insurance. (21st century skills)

SS.9-12.24Establish strategies for protection of personal identity and other forms of fraud. (21st century skills)