New Hampshire
7th-8th Grades
State Standards
New Hampshire Financial Literacy Standards (from Social Studies Framework)
SS:EC:6Personal Finance - Students will be able to explain the importance of money management, spending credit, saving, and investing in a free market economy
SS:EC:8:6.1Compare the advantages and disadvantages of different payment methods.
SS:EC:8:6.2Describe the rights and responsibilities of buyers and sellers in a free market economy.
SS:EC:8:6.3Demonstrate the use of the different types of accounts available from financial institutions, e.g., checking or savings accounts.
SS:EC:8:6.4Students will identify sources of earned and unearned income, e.g., wages or investments.
SS:EC:8:6.5Define and compare saving and investing.
SS:EC:8:6.6Evaluate sources of investment information, and describe how to buy and sell investments.
SS:EC:8:6.7Discuss the importance of taking responsibility for personal financial decisions.
SS:EC:8:6.8Design a plan for earning, spending, saving, and investing.
SS:EC:4Financial Institutions and the Government - Students will understand how financial institutions and the government work together to stabilize our economy, and how changes in them affect the individual.
SS:EC:8:4.1Explain how interest rates affect individual decisions, e.g., saving, borrowing, or lending money.
SS:EC:8:4.2Identify the different ways in which income can be redistributed, e.g., taxes, welfare, or government loans.