Texas
9th-12th Grades
State Standards
Financial Literacy Topics
AUnderstanding interest, avoiding and eliminating credit card debt
BUnderstanding the rights and responsibilities of renting or buying a home
CManaging money to make the transition from renting a home to home ownership
DStarting a small business
EBeing a prudent investor in the stock market and using other investment options
FBeginning a savings program and planning for retirement
GBankruptcy
HThe types of bank accounts available to consumers and the benefits of maintaining a bank account
IBalancing a check book
JThe types of loans available to consumers and becoming a low‑risk borrower
KUnderstanding insurance
LCharitable giving
MCompleting the application for federal student aid provided by the United States Department of Education
NMethods of paying for college